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Are You Getting Different Rates From The Same Insurance Company?

It's time to shop for home insurance and you want to do your due diligence (which we strongly recommend you do annually), so you call three local agencies and ask for competitive quotes. Let's say you live in a home...

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4 Home Improvement Categories That Can Reduce Your Insurance Premium

With home insurance rates skyrocketing in recent years, we are all looking for ways to reduce our premiums. Much of the market we simply can't control, but there ARE a few things you can keep in mind as you improve your...

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What to do If a New Insurance Company Offers to Take Over Your Citizens Policy

If you are currently insured by Citizens Insurance Company, you may have received an offer from a private insurer for them to “assume” your Citizens policy. What does this mean and what should you do? It simply means...

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3 Things to Know Before You Sign Up With Citizens Insurance Company

You may be hearing a lot about Citizens Insurance Company lately. You may not know much about them, other than the fact that it was your only reasonably-priced option, or perhaps your only option at all. So I thought...

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New Condominium Milestone Inspections Are Now In Effect

I think it's safe to say that most condominium associations do their best to ensure building structures remain safe year after year for their residents. But without a formal process to follow that ensures periodic...

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Should You Take Rental Car Insurance While on Vacation?

So you're planning a summer vacation trip with the family. Once you arrive at your destination and head to the rental car counter, you're always faced with the question, "Would you like to add our insurance to the...

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100,000 Farmers Policies in Florida Being Discontinued - What to do Next?

This week, Farmers Insurance Group announced it will be discontinuing 100,000 Florida policies, 30% of the company's statewide consumer base. Unfortunately, most of the non-renewing policies are tied to homeowners...

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The Florida Insurance Crisis...and What's Being Done About It

Florida currently has the highest property insurance rates in the nation - although that likely comes as no surprise. In 2018, property insurance rates started going up at a rate of about 10-20%, and it has just...

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The Top 5 Misconceptions About Flood Insurance

When it comes to flood insurance, while it may be "optional" for some homes, it's something every homeowner should consider seriously as they decide how to best protect their homes, families and belongings in the event...

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Understanding Flood Insurance

The nuances of home insurance can be confusing at best, but add on to that the additional, specialized insurances that a homeowner may need, and our eyes all begin to glaze over! Here in Florida, one of the major...

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