A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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Every year, we spend time and energy on the perfect costume, but we don’t spend nearly as much time discussing Halloween safety. We hope these tips will help to keep you, your family, and your home safe this Halloween....

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As we head into (slightly) cooler weather, it’s a great time to perform a checkup on your home! Did you know that homeowner’s insurance policies do not cover maintenance or wear and tear? It is the homeowner’s...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Team Wren Spotlights allow our clients to do just...

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Hurricane Ian made landfall on the west coast of Florida on September 28th as a Category 4 storm, with maximum sustained wind speeds of 155 mph – nearly high enough to be classified as a Category 5 storm. Ian tied the...

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With Hurricane Ian approaching, we thought it would be prudent to share these 5 things to know about insurance and hurricanes: Hurricane deductibles: Most homeowners’ insurance policies contain higher deductibles for...

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Have you been told you can’t get insurance due to a “binding restriction”? Here, we will share with you what this means, how it affects you, and what you can do about it. Binding restrictions don’t come up often – so...

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Did you know that September is Life Insurance Awareness Month? According to the 2013 LIMRA life insurance study, 85% of people say they need life insurance, but only 44% of people actually have it. This gap indicates...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Team Wren Spotlights allow our clients to do just...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Team Wren Spotlights allow our clients to do just...

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It’s National Read a Book Day on Tuesday, September 6th! 📚 Did you know that reading can have positive benefits to both physical and mental health? A 2009 study showed that just 30 minutes of reading lowered blood...

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National Beach Day is coming up on August 30th, so we asked some of our team members what their favorite beach is and why. Who knows – you might even run into us there someday! 🌞 Amanda - Paradise Beach Park in...

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The typical Homeowners policy (HO3 – Special Form) covers all risks of direct physical loss to your home, including water damage - but with significant exclusions and limitations. The types of water damage likely to be...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Team Wren Spotlights allow our clients to do just...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Team Wren Spotlights allow our clients to do just...

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When shopping for homeowners insurance, it might be instinctual to simply choose the lowest premium presented. This can be especially true when shopping for insurance at the same time as buying a new home! With...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you've heard on the phone? Well, Team Wren Spotlights allow our clients to...

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Living in Florida, we experience our fair share of storms - especially in the summer! But do you know how these storms are classified and what the differences are between them? One of the best ways to be prepared is to...

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We are a few weeks into summer, and the beautiful sunny weather has us excited to travel! We’ve compiled a list of tips to keep you and your family safe during your summer travels. Review your insurance policies prior...

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Happy Fourth of July, everyone! This weekend as we observe our independence, many of us will be celebrating with our family and friends. This might include a road trip, a barbeque or two, and let’s not forget the...

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As we welcome the warmer weather, we start venturing into the numerous outdoor activities available. With one of these activities being the refreshing swimming pool right in your back yard, if you are so lucky to have...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you are so used to hearing over the phone? Well, Team Wren Spotlights allow...

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From filling out forms to providing inspection reports, there can be so much paperwork involved when hunting for insurance! In a previous article, we discussed what 4 Point Inspections are and why you may need one. Here,...

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Chances are, if you are new to Florida or have a newly built home, you may not be familiar with a 4 Point Inspection. That’s okay, and why we are here to help! If you are purchasing a home, renewing your insurance, or...

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Florida is undeniably a beautiful state to live in, but with that beauty comes a tradeoff: dealing with hurricanes and tropical storms. The best way to keep yourself and your family safe is to have a predefined ...

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When news hits that a storm is approaching, anxiety levels begin to rise and everyone begins rushing to prepare. While experts usually issue warnings of storms days in advance, you may need to evacuate quickly and do...

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The Atlantic Hurricane Season lasts from June 1st - November 30th and can have a lot of Floridians on edge! After all, hurricanes are dangerous and can cause extensive damage from the storm surges, wind damage, and...

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With the rising cost of homeowners insurance, we are all looking for ways to save, even if it's a small discount. In recent years, technology such as doorbell cameras and security systems have been becoming more easily...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you are so used to hearing over the phone? Well, Team Wren Spotlights allow...

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Say you have a unit owner in the lobby, or other common area of your condominium association. This particular unit owner contracts COVID-19 and decides to sue, claiming that the association is liable for their medical...

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When shopping for insurance, most people know to start by finding an agent. But what if you don’t know what kind of agent will meet your needs? That’s why it is important to explore the difference between direct agents...

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According to the Insurance Institute for Highway Safety, teenagers are four times more likely to get into an auto accident than older drivers. Simply put, experience on the road makes a difference. Teenagers lack...

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Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you are so used to hearing over the phone? Well, Team Wren Spotlights allow...

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In the insurance world, a “flood” is typically defined as “rising water”. And unfortunately, flooding is excluded from most homeowners insurance policies. To protect yourself from rising waters, you will need a separate...

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From previous articles, we know that insurance companies are accepting certain levels of risk when extending coverage to a client, so certain parameters are put in place to ensure they can cover the costs of any...

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Spring is right around the corner and while we are most likely ready to enjoy warm weather and light breezes, it won’t be too long until we head straight into hurricane season. Floridians are often the envy of many...

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The definition of “Full Coverage” can vary depending on what website you look at. Some define it as a combination of Bodily Injury liability, collision, and comprehensive coverage. Others say it’s the state minimum...

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Most people know that having home and auto insurance is crucial so that you can be protected should an incident occur. But what happens if the incident exceeds the liability limitations of your home or auto policy? This...

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Have you ever heard the phrase “it takes a village to settle a claim”? Me neither, but it’s definitely true! There are many different people involved in the insurance process, especially when it comes to processing a...

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When insuring a single family home, it is obvious who holds the responsibility for the property. But condominiums, with their entangled mix of public and private spaces, make determining who should be held accountable...

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If you have ever purchased and insured a home, you are likely familiar with the various inspections involved in the process. One of the most important and common of these inspections is called a Wind Mitigation...

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When we think of auto insurance and its purpose, generally the first thing that comes to mind is paying for damage or injuries you cause to someone else. It is thought of as a form of protection to prevent an unforeseen...

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When extending coverage to a client, insurance companies are agreeing to provide financial compensation if the client experiences an event resulting in filing a claim for damages or loss. While the future event may not...

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Florida is well known for its attractive beaches and bodacious marshes- who wouldn't love to live where every day is a vacation? Unfortunately, with the luxury of being a peninsula state also comes the caution we must...

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The start of the new year often marks the start of New Year's resolutions and new goals. According to StatisticBrain.com, the top 3 New Year's resolutions are to lose weight, to get organized, and to save more/spend...

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