Resource Center
Why HOAs and Condo Boards Need "Crime Coverage"
Monday, January 22, 2024
Crime Coverage - also known as a "Fidelity Bond" or "Fidelity Guarantee," is a form of insurance coverage that protects against fraudulent acts - like embezzlement - committed by Board Members or Property Managers in a...
Why is My Home Insurance Premium So Different From My Neighbor's?
Tuesday, January 16, 2024
Home insurance rate fluctuations are making the news weekly it seems - especially here in Florida. Many private insurers are fleeing the state and Citizens is working to offload some of their client roster and get back...
Why Permitted Home Repairs are Important!
Tuesday, January 9, 2024
When it comes to home repairs, improvements and additions, we know there is some confusion as to whether permits are required by a licensed contractor. In a challenging economy - such as the one many of us experienced...
Have You Recently Received a Letter from Citizens Insurance?
Tuesday, January 2, 2024
Within the past few months, you may have been one of 300,000 Florida homeowners that received a letter from your current home insurance carrier, State-backed Citizens Insurance. As you may be aware, Citizens was created...
Professional vs. General Liability for HOA Boards
Tuesday, December 26, 2023
It's that time of year - when many Boards and HOAs are planning for the calendar year ahead in their communities. Part of this planning includes the election of new Board members and discussions about General and...
More Home Insurance Options Coming to Florida
Tuesday, December 19, 2023
Beginning December 15th, 6 new home insurance companies have been approved to offer additional policies in Florida. This is good news considering several insurers pulled out of the state earlier this year. The companies...
It's a Good Time of Year to Review Your Declarations
Tuesday, December 12, 2023
This time of year, many of us take some time to reflect on the past 12 months and plan for the coming year in both our personal and professional lives. With the upcoming holiday, many of us have at least a few days off...
What is the Difference Between My Home's "Market Value" and "Replacement Value?"
Tuesday, December 5, 2023
When you're getting ready to purchase a home and are shopping out insurance policies, something to look for in your quote is whether it is based on the home's "Replacement Value," "Actual Cash Value" or "Market Value."...
Be Aware of Your Policy's Coverage Limitations on Jewelry
Monday, November 27, 2023
If you are like many of our busy clients, you may not have had the time to thoroughly read through your home insurance policy. That's understandable. But did you know that included with covered home "contents" on your...
Easy Ways to Protect Your Home While on Holiday Trips
Tuesday, November 21, 2023
Tis the season for going on vacation! It's important to be able to relax while you're gone and part of that includes preparing your home properly for your extended departure. Of course, you don't want to worry about...