Resource Center
What is a "Surplus Lines" Insurance Carrier and Do I Need One?
Wednesday, November 13, 2024
As you know, Florida is a unique state when it comes to insurance. It's a challenging environment with our hurricane-prone coastlines, plethora of HOAs and unique retirement communities. Depending on your circumstances,...
Why Insurance Companies Won't Write Policies Before Named Storms
Wednesday, October 23, 2024
Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two...
What Does an Insurance Adjuster Do?
Thursday, October 17, 2024
We realize that not everyone lives and breathes insurance everyday like we do, so we like to take some time now and then to explain some "Insurance 101" items to ensure clients are as educated as possible when it comes...
Why Does it Benefit Me to Have the Same Home Insurance Agency as My Condo or Townhome HOA?
Wednesday, September 25, 2024
If you live in a condo, townhome, or HOA community, it's likely your association has a variety of insurance coverages on the community to protect you, your neighbors and guests on the complex's common grounds like the...
What types of insurance do I need to carry on seasonal and rented investment properties?
Wednesday, September 18, 2024
As you know, Florida remains a hot real estate market for homeowners in colder climates seeking seasonal respite from the chilly elements. Spending the summers in their cooler states while enjoying typically harsh...
When is the Right Time to Get Flood Insurance?
Tuesday, September 3, 2024
As a Floridian, you may know that - regardless of the flood zone your home is in - it's always a good idea to have flood insurance in place, especially once you realize that your regular homeowners insurance doesn't...
Replacement Cost Value vs. Actual Cash Value When it Comes to Home Insurance
Wednesday, August 28, 2024
At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would...
How Car Insurance Apps/Plug-Ins Can Affect Your Rates
Tuesday, August 20, 2024
Today nearly a dozen different car insurance carriers offer a "safe driving" program for customers that elect to participate. These optional programs typically include either a plug-in telematics device that you...
Choosing Auto Liability Limits: How much is enough?
Wednesday, August 14, 2024
If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300...
Did You Know You Can Change Your Insurance Carrier at ANY Time?
Wednesday, August 7, 2024
When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? It's true! Whether you just signed up for a policy to meet a deadline but want...