Resource Center
New, Lower-Cost Home Insurance Product Now Being Offered for New Construction Homes
Wednesday, January 29, 2025
Last month, Florida residents considering new construction just got another reason to purchase a brand new property, built from the ground up. Security First Insurance and Embark MGA, announced a new "HO5" product at...
The California Wildfires - What Impact Will They Have On Florida Insurance?
Wednesday, January 22, 2025
The California wildfires have been devastating. So far more than 12,000 homes and businesses have been destroyed, dozens of people have lost their lives and tens of thousands of acres continue to burn. It's hard to...
Pre-Season Storm Preparedness Tip: Should I Install Impact Windows or Shutters?
Wednesday, January 15, 2025
To continue our theme from last week about cost-effective home improvements (that may also lower your insurance bill!), today we address windows and storm-related window protection, which has the ability to...
Time to Consider a Roof Replacement… Should I Go With Shingle or Metal?
Tuesday, January 7, 2025
As we work our way into the New Year, many of us may be soon faced with the decision of when to replace our aging roof and what type of material is best? From an insurance perspective, having things like a secondary...
My Safe Florida Condo Pilot Program Launches - What Does It Mean For Me?
Wednesday, December 4, 2024
In November, Florida CFO Jimmy Patronis announced the new "My Safe Florida Condo" pilot program, meant to somewhat mirror the "My Safe Florida Home" program that currently provides free hurricane mitigation inspections...
What is a "Surplus Lines" Insurance Carrier and Do I Need One?
Wednesday, November 13, 2024
As you know, Florida is a unique state when it comes to insurance. It's a challenging environment with our hurricane-prone coastlines, plethora of HOAs and unique retirement communities. Depending on your circumstances,...
Why Insurance Companies Won't Write Policies Before Named Storms
Wednesday, October 23, 2024
Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two...
What Does an Insurance Adjuster Do?
Thursday, October 17, 2024
We realize that not everyone lives and breathes insurance everyday like we do, so we like to take some time now and then to explain some "Insurance 101" items to ensure clients are as educated as possible when it comes...
Why Does it Benefit Me to Have the Same Home Insurance Agency as My Condo or Townhome HOA?
Wednesday, September 25, 2024
If you live in a condo, townhome, or HOA community, it's likely your association has a variety of insurance coverages on the community to protect you, your neighbors and guests on the complex's common grounds like the...
What types of insurance do I need to carry on seasonal and rented investment properties?
Wednesday, September 18, 2024
As you know, Florida remains a hot real estate market for homeowners in colder climates seeking seasonal respite from the chilly elements. Spending the summers in their cooler states while enjoying typically harsh...