As you know, Florida is a unique state when it comes to insurance. It's a challenging environment with our hurricane-prone coastlines, plethora of HOAs and unique retirement communities. Depending on your circumstances,...

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Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two...

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We realize that not everyone lives and breathes insurance everyday like we do, so we like to take some time now and then to explain some "Insurance 101" items to ensure clients are as educated as possible when it comes...

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At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would...

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When you purchase your first home, if you are using a mortgage lender to finance your investment, you'll learn that your property taxes and home insurance fees are going to be included in your monthly mortgage amount....

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Home insurance rate fluctuations are making the news weekly it seems - especially here in Florida. Many private insurers are fleeing the state and Citizens is working to offload some of their client roster and get back...

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Within the past few months, you may have been one of 300,000 Florida homeowners that received a letter from your current home insurance carrier, State-backed Citizens Insurance. As you may be aware, Citizens was created...

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Beginning December 15th, 6 new home insurance companies have been approved to offer additional policies in Florida. This is good news considering several insurers pulled out of the state earlier this year. The companies...

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When you're getting ready to purchase a home and are shopping out insurance policies, something to look for in your quote is whether it is based on the home's "Replacement Value," "Actual Cash Value" or "Market Value."...

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Tis the season for going on vacation! It's important to be able to relax while you're gone and part of that includes preparing your home properly for your extended departure. Of course, you don't want to worry about...

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Recently I had a customer reach out to us to add newly-installed solar panels onto his homeowners insurance policy. It turned out his current insurance company does not accept solar, so we had to shop out a new policy...

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The skyrocketing cost of home insurance has been a recurring headline in the news recently - especially here in Florida. For a wide variety of reasons, many insurance companies are either drastically increasing their...

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Nearly 40% of Florida homes were built before 1975 - and if yours one of them, it's very likely that you have cast iron plumbing under your foundation. It is estimated that cast iron pipes can last up to 80-100 years,...

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It's time to shop for home insurance and you want to do your due diligence (which we strongly recommend you do annually), so you call three local agencies and ask for competitive quotes. Let's say you live in a home...

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With home insurance rates skyrocketing in recent years, we are all looking for ways to reduce our premiums. Much of the market we simply can't control, but there ARE a few things you can keep in mind as you improve your...

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Florida currently has the highest property insurance rates in the nation - although that likely comes as no surprise. In 2018, property insurance rates started going up at a rate of about 10-20%, and it has just...

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In trying to provide a personalized level of service to each of my clients (and be a memorable realtor that they will rely on for many years to come), it's always important that each one see me as a trusted resource for...

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Many of us are seeing significant (and surprising) increases to our home insurance premiums today, but you may not know what you can do about it! If you plan on replacing your roof soon, that can help reduce your...

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Homeowner’s insurance is one of the most important financial obligations to get right. Having the wrong amount of coverage, whether that be too much or too little, can be financially, physically, and ultimately...

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Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement...

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